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Buy now, pay later
For those who do not want to pay for the mattress entirely upfront, there are financing options available that let you pay small monthly payments! We researched over 25 brands to find the ones with the best financing options.
Each of the mattress brands we selected use Affirm as a third party resource to collect the monthly payments. Affirm is a trusted resource that lets you know upfront what you'll owe, with no hidden costs, no surprises, and no impact on your credit score. Check out our top brand picks below.
EIGHT SLEEP SMART BEDS
- Queen beds as low as $49.94/month with 0% APR financing for 18 months ($899 price)
- FOR EXTRA SAVINGS: Use code BMORG50 to get payments as low as $47.16/month with 0% APR for 18 months
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- Firm, medium-firm, and medium-soft models available with options to customize comfort on each side
- Memory foam and hybrid (memory foam + coil) options
- Sleep tracking on each side includes Sleep Coach to make recommendations to help you sleep better
- Temperature control on each side
- Smart home integrations such as Alexa, Philips Hue, Mr. Coffee, and Nest
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BRENTWOOD HOME
- Queen beds as low as $108.00/month with 0% APR financing for 12 months ($1,295 price)
- FOR EXTRA SAVINGS: Use code SUNNY175 to get payments as low as $93.33/month with 0% APR for 12 months
[read more="Click to learn more about Comfort" less="Read less"]
- Hybrid, Latex, Bamboo, and Gel options
- Vegan options (Crystal Cove mattress, which is their cheapest)
- Eurotop design options
- Plush and firm options
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NECTAR SLEEP
- Queen beds as low as $68.66/month with 0% APR financing for 12 months ($824 price)
- FOR EXTRA SAVINGS: Use code SHOP125 to get payments as low as $59.00/month with 0% APR for 12 months and get 2 free pillows
[read more="Click to learn more about Comfort" less="Read less"]
- One of the most popular mattresses
- Quilted gel memory foam
- Very firm feel
- Bedbug resistant top layer
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Other things to know about Financing
Most mattress brands offer Affirm Financing. However, keep in mind that some brands do not allow you to apply coupons (for example, Lull). Here is a list of some other brands that offer Affirm Financing:
- Avocado: Green Mattress
- Bear Mattress: For Athletes
- Brooklyn Bedding: Known for their sheets but also sell beds
- Nest Bedding: Organic Mattresses
- Happsy: Organic Mattresses
- Leesa: Most charitable
- Purple: Unique Smart Grid
- Zinus: Very cheap beds
Want to know the latest deals on the best beds? Click here.